If you think activities are becoming challenging, it may be a cue they need help. Physical setbacks: Fading vision can make it difficult to drive to the bank, and arthritis can turn writing checks or addressing envelopes into a painful chore. Piles of unopened mail: A pileup of mail can be a sign that your parents are making unusual purchases, falling behind on bills or entering sweepstakes.Īlways complaining about money: From claiming they don’t have enough money to avoiding activities that they think might set them back, if your parents talk only about money when you’re with them, it could be a sign there’s a problem. This behavior can spiral out of control quickly, and older people are often vulnerable to scams. Unusual purchases: Take notice if your parents are suddenly buying things that don’t fit their needs or lifestyle, or if they begin entering multiple contests or sweepstakes. But knowing when it’s appropriate-or necessary- for you to jump in can be a challenge.
#HANDLING FINANCES HOW TO#
The reach, and impact, of the book will be vastly enhanced if it can also be translated into widely spoken Indian languages.If you’ve talked to your parents ahead of time, you likely have a plan in place for how to help when they need it. The book is recommended for all who deal with money, especially those who have just begun their tryst with formal banking and most importantly the youngsters who are about to enter the earning phase of their lives. He declutters the jargon through lucidly written narrative that is neatly packaged into small chapters that makes the book an easy read. He deftly brings out basic concepts that must be understood for a better utilisation of various saving and investment instruments. Rajiv Tayal’s book is a useful and refreshing piece of work that seeks to (and succeeds) explain the role of money in our lives and various dimensions of management of personal finances. It is indeed a reality that what may seem obvious to many of us in this context is not the case with a large proportion of our population. As more and more of Indians enter formal financial system it is critical that they also develop a robust understanding of various options available for managing their financial resources in the backdrop of their evolving needs and life goals. The knowledge, wisdom, and experience that he acquired during the course of his life journey in personal finances and investments are aptly captured in the book.įinancial inclusion is now a national mission to draw in the teeming millions of India into formal economy and financial systems. Fiance, Investment, and Taxation had been a personal passion for him from a very early age which he practiced concurrently both inside as well as outside the mainstream profession for the last forty years, almost as a second career in an informal way.
#HANDLING FINANCES ISO#
He is a Certified Assessor for ISO 9000 Quality Management Systems, Certified Assessor/Trainer for Laboratory Accreditation Systems, and Certified Assessor for Environment Management Systems. He has worked at several senior positions in government organizations, including leadership roles in two most prestigious institutions in the Indian Science and Technology eco-system: as Executive Director in the Indo-US Science and Technology Forum (IUSSTF) and as Secretary in the Science and Engineering Research Board (SERB).
#HANDLING FINANCES PROFESSIONAL#
Tayal, B.E., M.E., Ph.D., and Diploma in Project Management, has a long and distinguished professional career of forty years in industry and government in techno-managerial roles across multifaceted functions of policy framework, scientific research, innovation and technology development, and commercialization.
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